Financial Karma | Money Management | Mindfulness | Mindset | Holistic Financial Advice |

Join me and help me shape the future of how we talk about, share about and debate (not fight) about what our financial lives should look like (for our homes and our businesses). At the root of the complexity, and for some of us, disaster or stress, is money. Let's get real this our our personal dreams. There's nothing to be afraid of or ashamed about because we are so much alike, us humans. I'm going on this journey with you so come along for the trip, the introspection, the fun and the off-road antics. Awareness-intention-accountability.
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Financial Karma | Money Management | Mindfulness | Mindset | Holistic Financial Advice |


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Now displaying: December, 2016
Dec 30, 2016

Are you looking for a new and effective way to market your business? Or would you welcome some business coaching from experienced professionals? If so, listen in and learn from today's episode of Financial Karma, an experimental episode, recorded at the DC Podfest, where podcasters come together to celebrate and share what they do and to learn from each other. 


Today's guest and co-host is Shawn Rubbin. Shawn and host, Deb Williams, have gone from being baseball moms together, twenty years ago, to becoming best friends and earnest supporters of each other in business.  Both are big believers in karma. They have learned that the challenges of the past are the very things that are the indicators of today's success. Shawn has been a creative professional for more than thirty years. She has gone from print to web, with everything in between. She's an internet interpreter, a digital trouble shooter and a creative disrupter. She is currently working on a project to help promote podcasting. These are short promo videos of animated audio. Shawn believes that this style will help podcasters to get their word seen. Join Deb and Shawn today as they go about  Disrupting Business As Usual.


Today, Deb and Shawn talk about:


  • Why Deb will make a great financial coach- what she offers and how it works, with the goal to explore your money habits and mindset.
  • Deb tells a fabulous, cautionary tale to illustrate her karma tip for today.
  • Deb explains why people pleasing does not work in business.
  • Deb talks about the battle between fear and faith, currently going on in America.
  • Deb's money quiz on her website, which will help you identify your money archetype.
  • The value of Shawn doing a podcast as a marketing tool.
  • How iTunes exists simply as a catalog!
  • The value of podcasts as a medium of expression.
  • How podcasts can elevate the host to a more 'known' or credible status.
  • That podcasts have the quality of feeling like a radio show, but have the benefit of being able to replay, if necessary.
  • Some things Shawn learned at the conference about the money making aspect of being an entrepreneur and also about dealing with fear through podcasts as a medium.
  • Some changes Shawn will implement as a result of what she learned at the Podfest-and also some things she needs to 'unlearn'.
  • The value of sharing one's vulnerability on a podcast.
  • How the podcast community can breed generosity, which brings good karma!




Deb's website:


Deb's Facebook group: Financial Karma


Shawn's websites:




The recording of today's episode was done for free at the podfest, by Justin and Matt, of the group New Media Studio from Pensylvania, to test their audio services. To contact them, go to:  


Dec 23, 2016

It’s the “Most Wonderful Time of the Year,” so why is it that so many of us feel overwhelmed? With decorations to hang, gifts to buy, parties to attend, and families to appease, life tends to take on a hectic pace as the year draws to a close. The temptation would be to run far, far away from the chaos of this last year, and avoid financial planning, organization, and new habit forming until the new year. It seems like there is too much else to do. 


But now is the best time to Simplify. 


In this week’s episode of “Financial Karma,” Deb shares how her own view of the Holiday Season has changed, and shares some big news about her new business as a Financial Coach. Gain some insight into your own celebrations this season as Deb interviews Janie Downey-Maxwell: writer, artists, musician, coach, publisher, and blogger. Janie runs the show at and she has some incredible wisdom to share for your Holiday Season. Deb and Janie dive into the life-encompassing world of Organizational Habits, and how a deep look at your current habits, goals, and emotions around the holidays can be more revealing about your Financial Karma in 2017 than you might realize. 


This episode is packed with everything you need to get organized this Holiday Season!

  • Hear how Deb took a pause to pursue a personal dream and begin her business consulting with women on financial literacy and sustainability. 
  • Get the steps you need to come up with a financial plan for 2017 before the year begins. 
  • Learn ways to make the Holidays about your family, and NOT about the money you spend. 
  • Embrace the word Simplicity, and hear from Janie about Organizational Zen 
  • Can you be both creative and organized? Janie shows you how!
  • Figure out your habits or set some up as you plan your Holidays 
  • See how spending time on your personal habits and dreams are an example for your children, and not a selfish time-waster. 
  • Learn how to tackle Holiday To-Dos without getting overwhelmed. 
  • Discover how organization spills over into your personal wealth, both financial and emotional. 
  • See how Deb and Janie embrace Joy, and make choices in pursuit of that during the Most Wonderful Time of the Year. 
  • Join the Financial Karma community on Facebook!