My book group reads books that help us in our lives. Even though I am an accountant, I am also a creative person. We are currently reading a book about money and it’s about being creative with our money.
Too often we get boxed in with thoughts and plans and almost become paralyzed and unable to move forward and do all the things in life that we want to.
I am a believer in having faith that good things will happen to you. But I am not one to sit back and say “Oh well, God will provide” and you don’t have to worry about things. I would rather think of it as God supports me in my endeavors to provide for myself and take care of myself.
We all have temporary scarcities in our lives, but the important thing is what we do after that temporary scarcity.
There are 3 things that I’m sharing about play today. It’s hard to justify it as an adult and it seems like we just don’t stop working to play very often. This is one area where we have to re-frame our thinking to make a change in how we prioritize play and make it a regular part of our lives.
I don’t know how many of you listen to the Story Corp podcast on NPR, but I just found out that they now had an app. So, I uploaded it and went to visit my parents. They are aging and they can’t do quite as much as they used to. So this app presented a great opportunity for me to document some of the stories of their lives in their own voices. So the thing that is different about this app compared to other voice recording apps is that it will save your audio recording in the Library of Congress. So, it’s a great way to preserve the stories, that will forever be a part of the Library of Congress.
Join me tomorrow as I am re-thinking my family relationships!
Risk and failure are ingredients in having a more balanced approach to living. If we are living in reality, risk and failure will be a steady visitor in your life!
I was vaccinated with a Victrola needle! I’ve always been very verbal and very chatty! I’ve gone through my entire life having a sense that I was never being listened to. I wasn’t feeling validated. It took me a long time to realize that this feeling was coming from me internally, and not from other people. When you grow up this way, you end up presenting yourself in a way that basically says “I’m not worth listening to.” The most important lesson you can learn is that there is work for you to do on yourself to step into a place where you can be heard and validated.
I was not a good listener at a point in my life. I wanted to show up as my best self, but I couldn’t because I wasn’t a good listener. I still have times where I am not a good listener. Years ago when I decided to do the work I needed to on myself, I went to a 12 step program. I learned to listen because I had no choice.
4 Things to Remember About Listening:
Today we are talking about the Grit habit. I love Angela Duckworth’s test to see how gritty you are! You can score from 1-5, and see where you rank on the scale.
I’ve realized over time that grit is sort of a learned behavior. I am an example of that. I have had to step up my grit over the last several years because I wanted to be happy.
3 things come to mind to make you more gritty:
Self-care is important.
In this series of FB live posts, I’m sharing some things that are coming up with me on a day to day basis. I had an experience with my local CVS pharmacy that resembled bullying. I’ve learned from being bullied that it is not ok, and I also determine that I need to take my power back anytime this happens and I will not be a victim.
My advice is never to cry in front of men because we don’t want to be perceived as being weak. Many times we just need to feel heard, and when we are not being heard, our feelings get hurt.
Sometimes others have a different agenda than we do. You may not associate bullying with your finances. In a patriarchic society, that’s one of the main control mechanisms that is used against women.
Listen to this episode as we talk about how money can be used against us in a power play. This is bullying and it’s not ok.
In this day and age, I think we all use technology way more than we ever imagined. You don’t have to do everything and you don’t have to let the technology drive you crazy! Today I wanted to give you 6 apps and tools you can use to make your life easier. Tech overwhelm can become a thing of the past. It’s more important to work on yourself and then use technology to support the aspects of your life that you are improving!
For productivity - To-Doist
For social media - I only focus on FB and Twitter and I use Meet Edgar
For Record Keeping - Less Accounting - a creative recommended it to me!
For Creativity - Canva and Word Swag
For Concentration - Focus at Will
For Scheduling - eventually I will be moving to an app besides my Google Calendar
In today’s episode, Deb shares her practice of doing walking meditations. The reason that Deb does a walking meditation is so that she can keep her practice of meditation. As busy as life is, Deb knows herself well enough that she must set up herself for success and make things easy to incorporate into her schedule, or else she will simply not do it.
Join your Financial Karma Coach, Deb Williams as she challenges herself to a daily FB live video, while muddling through tax season!
For the next couple of weeks, Deb is choosing a word each day to focus on and today's word is GRATITUDE!
So many people have praised how a daily gratitude practice can change your life and your outlook. Today Deb shares her gratitude and also shares a moment where she failed to follow through on her part of the bargain. Don't let your slip ups keep you from getting on board. Let's focus on gratitude today!
Deb Williams, CPA and Financial Coach, is on a mission to educate women about finance and money mindset. (Although she does love having the support of men as well!) Listen in today and find out how you can create a budget, easily and without stress and why it's so important for you to do that.
In the first part of today's show, Deb tells a touching story about her aging mom, who has Alzheimer's. It's a story demonstrating the use of an alternative approach, which, according to Deb, is essential in today's world. She explains that being prepared to allow for alternative ways of doing things demonstrates a growth mindset, rather than a fixed one, which is helpful for you to rewire your brain. She also expresses her view that the current President doesn't know the skills of diplomacy and inclusiveness, or of running a Federal Government- which is different to running a private company and until she knows that he's capable of pulling it together, she intends speaking out when necessary. She encourages you to speak out too but she reminds you to do this with facts and research- not as a reaction to an event.
In the second part of today's show, Deb talks about the ins and outs of budgeting and why it's essential for you to get the basics in line. She explains that it's important for you to plan things out, in order to feel a measure of control over your life now and in the future. Listen in today and discover the importance of having a solid budget and financial plan and find out how to go about the often daunting task of planning your budget, with ease.
Today, Deb discusses:
Deb's Facebook Group: Financial Karma
Deb's website: www.financialkarmacoach.com
Deb recommends: www.focusatwill.com
Today, Deb focuses on the new year and what it could bring. She records her first show for this year while walking through the streets of Washington DC and urges you to think in terms of becoming more active with what you can control, outside in the world.
Deb talks about two things on today's show. First, a small thing that you can do to take responsibility, have more say and get your voice heard out there. Second, she offers you an action plan for your finances, by giving you 2 assignments to help you budget more effectively. Listen in and learn from Deb how you can increase your financial health and also take a more active role in decisions affecting the nation.
Today, Deb talks about:
Deb's website: www.financialkarmacoach.com (For The Money Quiz)
Deb's email: firstname.lastname@example.org
Deb's Facebook Group: Financial Karma
To call US Capital: 202 225 3121
Are you held back in business by negative ideas? Would you like to learn how to really think big? Then join Deb Williams, CPA, Financial Coach and host of Financial Karma, on today's show as she talks to her guest, Paula Hope, about her first book, Stop The Saboteurs and also about how you can master your thoughts and create the revenue you deserve.
Paula, a 'magnificent manifestor' with more than thirty years of experience in the field, describes herself as a person who helps business professionals create the revenue they deserve. She speaks, writes, trains and coaches business professionals to conquer their saboteurs, by growing their networking, referral, building and sales process skills. She's an expert on referral marketing and strategic networking and owns a business called Booked Solid. She applies her decades of experience in offering solutions to self-destructive fear and self-limiting behaviours that can impede your success.
Join Deb and Paula today, as they talk about:
Paula's email: email@example.com
Paula on Linkedin: Paula Hope
Deb's website: www.finanialkarmacoach.com
Deb's Facebook group: Financial Karma
Deb's email: firstname.lastname@example.org
Are you looking for a new and effective way to market your business? Or would you welcome some business coaching from experienced professionals? If so, listen in and learn from today's episode of Financial Karma, an experimental episode, recorded at the DC Podfest, where podcasters come together to celebrate and share what they do and to learn from each other.
Today's guest and co-host is Shawn Rubbin. Shawn and host, Deb Williams, have gone from being baseball moms together, twenty years ago, to becoming best friends and earnest supporters of each other in business. Both are big believers in karma. They have learned that the challenges of the past are the very things that are the indicators of today's success. Shawn has been a creative professional for more than thirty years. She has gone from print to web, with everything in between. She's an internet interpreter, a digital trouble shooter and a creative disrupter. She is currently working on a project to help promote podcasting. These are short promo videos of animated audio. Shawn believes that this style will help podcasters to get their word seen. Join Deb and Shawn today as they go about Disrupting Business As Usual.
Today, Deb and Shawn talk about:
Deb's website: www.financialkarmacoach.com
Deb's Facebook group: Financial Karma
Shawn's websites: www.disruptivebydesign.net
The recording of today's episode was done for free at the podfest, by Justin and Matt, of the group New Media Studio from Pensylvania, to test their audio services. To contact them, go to: www.newmediarecordingstudios.com
It’s the “Most Wonderful Time of the Year,” so why is it that so many of us feel overwhelmed? With decorations to hang, gifts to buy, parties to attend, and families to appease, life tends to take on a hectic pace as the year draws to a close. The temptation would be to run far, far away from the chaos of this last year, and avoid financial planning, organization, and new habit forming until the new year. It seems like there is too much else to do.
But now is the best time to Simplify.
In this week’s episode of “Financial Karma,” Deb shares how her own view of the Holiday Season has changed, and shares some big news about her new business as a Financial Coach. Gain some insight into your own celebrations this season as Deb interviews Janie Downey-Maxwell: writer, artists, musician, coach, publisher, and blogger. Janie runs the show at https://organizationalhabits.com/ and she has some incredible wisdom to share for your Holiday Season. Deb and Janie dive into the life-encompassing world of Organizational Habits, and how a deep look at your current habits, goals, and emotions around the holidays can be more revealing about your Financial Karma in 2017 than you might realize.
This episode is packed with everything you need to get organized this Holiday Season!
In this episode, Deb tells the story of Kate and the very short friendship that has evolved between them, under the most unique circumstances. Money was in the entire story, Deb recalls, just as money is often involved in all of our life stories.
Yet the money we experience in our lives – the money we earn, save, give, or take, really none of it has anything to do with our value as humans. All the money that you own could end up owning you instead. Get all the earthly benefits that you can get from money, yet we need to detach ourselves from it so we can attend to our social relationships, and live a peaceful and prosperous life.
Deb’s guest is Beca Lewis, a Certified Financial Planner and author of 5 non-fiction books. She has also published short stories and a full-length fiction novel. All her books are found on Amazon. She writes the Shift Ezine, The Truth 4 Today email series, The Daily Nudge email series and the meditation series called Grace Notes. She has Master’s in Dance and ended up working for 20 years in a large financial firm as a Certified Financial Planner. She is a mother, grandmother, and stepmother.
Dan was told that everything he touched turned into gold. However, 13 of his businesses had already failed before he got the first opportunity to succeed. Deb gets a glimpse into the gleaming life of the multi-millionaire Dan Lok, who once worked as a grocery bagger in a supermarket in Canada at the age of 16. He and his family had migrated to Canada when he was only 14 years old. He had a tough cultural adjustment and was frequently bullied, and he eventually dropped out of college.
Now, he inspires people to build their dreams as entrepreneurs. He has received awards as the Best Online Retailer of 2012. He has now authored 13 books, sold multiple businesses, is a martial arts expert, and a highly successful internet marketer, serial entrepreneur, and radio/TV personality. He gives us all the details of his story in this episode.
You can read the full show notes and access all the links and resources at www.financialkarmacoach.com
This week’s guest is Estate Planning Attorney, Michael “Misha” Gill, owner of Speedwell Law. He had worked on my own Last Will and financial/estate plan. Misha prefers to use the phrase “personal legal affairs” to refer to his practice rather than estate planning or succession planning. He is a 2013 graduate of the Penn State Dickinson School of Law.
I charge a “flat fee.” You’ll know how much you will spend.
You want your estate planning attorney to outlive you.
When family and money collide, problems occur.
Estate planning is an act of care and compassion towards the ones you love!
Misha’s contact details: (703) 520-2142 or email@example.com.
You can access all the links and resources at www.financialkarmacoach.com
Here’s a recap of my first season of Financial Karma Podcast. Here are highlights of what I learned from launching my podcast this summer. Money is involved in everything we do. We should be prepared to make informed decisions and we can change ourselves with awareness, intention, and accountability.
Welcome to Financial Karma! Today we’re talking about merging your finances with your psyche’!
I’m working on my long term business plan to do a full blown coaching program. I’ve got my CPA and my Tax clients too, so there’s a lot going on. I’m a bit overwhelmed at the moment and you can see why! You can join my Facebook group to get more information.
Karma Tip: The word is conviction. It’s being sure what you say and believe is true, and that can even be true to you. My conviction is to work on my self-care and reducing my stress level. Having an open mind causes people to hear each other out, and it can actually cause you to change your convictions. Thinking this way can bring about a more peaceful world.
Listen to the show as I share my system for getting your money under control.
I have to thank the following people for their help and support during season 1 of the podcast:
Ever Better (Lisa Vogt) - https://itunes.apple.com/us/podcast/ever-better-podcast/id1067620648?mt=2
The Make It Snappy Productivity Show (Nick Snapp) - https://itunes.apple.com/us/podcast/make-it-snappy-productivity/id1070551695?mt=2
Simple Change (Sarah Mastriani-Levi) - https://itunes.apple.com/us/podcast/simple-change/id1087170464?mt=2
The Biz Chix Podcast (Natalie Eckdahl) - https://itunes.apple.com/us/podcast/biz-chix-podcast-female-entrepreneurs/id811105481?mt=2
Mindfulness Mode (Bruce Langford) - https://itunes.apple.com/us/podcast/mindfulness-mode-interviews/id1032063236?mt=2
Shift the Story (Beca Lewis) - https://itunes.apple.com/us/podcast/shift-the-story-podcast/id1008859101?mt=2
The Crave Cast (Alex Jamieson) - https://itunes.apple.com/us/podcast/crave-cast-women-food-desire/id925989500?mt=2
Here's what I'm listening to! These are the shows I love!
Actual Innocence (Brooke Gittings) - https://itunes.apple.com/us/podcast/actual-innocence/id1102237078?mt=2
Mom's with Dreams Show (Erica Gordon) - https://itunes.apple.com/us/podcast/moms-with-dreams-show/id996720981?mt=2
Still Growing-A Weekly Gardening Podcast (Jennifer Ebeling) - https://itunes.apple.com/us/podcast/still-growing...a-weekly-gardening/id659709301?mt=2
Heartsong Fit (Vickie Maris) - https://itunes.apple.com/us/podcast/heartsong-fit-vickie-maris/id842345162?mt=2
Sound Bites (Melissa Joy Dobbins) - https://itunes.apple.com/us/podcast/sound-bites-melissa-joy-dobbins/id982530565?mt=2
The Productive Woman (Laura McClellan) - https://itunes.apple.com/us/podcast/productive-woman-productivity/id895902493?mt=2
Biz Women Rock (Katie Krimitsos) - https://itunes.apple.com/us/podcast/biz-women-rock!-katie-krimitsos/id818183720?mt=2
Betty in the Sky with a Suitcase (Flight Attendant Betty) - https://itunes.apple.com/us/podcast/betty-in-sky-suitcase!/id79898010?mt=2
Welcome! Today we’re discussing several things. We begin with the complexity of the brain, our neurons, and the coping strategies that we turn to. That’s not all for today’s episode; there’s more!
What you’ll hear in this episode: